CENTURY 21 Towne and Country
474 Jake Alexander Blvd. West
Salisbury, NC 28147
Contact Lin to buy, sell, or invest in real estate.
How Much Can You Afford?
Understanding how much you can afford is one of the most important rules of home buying. Depending on your individual situation, your budget can affect everything from the neighborhoods where you look, to the size of the house, and even what type of financing you choose.
Bear in mind, however, that lenders will look at more than just your income to determine the size of the loan. Likewise, you may find that there are some creative financing options that can help boost your purchasing power.
Loan prequalification vs. preapproval
What factors are important to lenders?
Two important ratios
Down payments make a difference
Other ways to improve your purchasing power
Estimate YOUR FICO Credit Score How Much Can You Afford? Refinancing Leveraging Your Money Length of Your Mortgage Saving for the Down Payment Closing Costs How Mortgage Loans Work When To Pay Points How to Set a Price for Your House Adjustable-Rate Mortgages Equifax Credit Information Free Reports Free CMA Request Getting Your Finances in Order Mortgage Glossary Your Credit History What is a CRS? (Certified Residential Specialist)
US Airways Rowan Chamber of Commerce Realtor.com Web Site Rowan County Homebuyers Guide Century 21 National Web Site Homes.com Web Site North Carolina Dept. of Transportation (DOT) Visit North Carolina Rowan County Official Web Site Free Moving Quote Salisbury Post Newspaper online NorthEast Medical Center--Concord North Carolina Public Schools Google Search Engine NC Research Campus--Kannapolis Emerald Bay Homeowners Rowan Public Library Order a Pizza and Relax
to assist in your Real